According to a recent survey by Finder.com, up to 40 million brits will be celebrating Valentine’s Day this year, with a predicted spend of a whopping £926 million. If you are planning on gifting something sparkly this valentine’s day, or even popping the question, it is worth checking if you are correctly covered for these items by your home insurance.
Home contents insurance will cover most of your belongings, but it is worth remembering that most insurers have a ‘single item limit’ on contents policies, typically between £1,500 and £2,000, so make sure you mention any valuable items so they can be added to the policy as a ‘specified item’. This means they will be insured up to the full value, beyond the single item limit, if you should need to make a claim.
If you’d like to make sure you have the right cover in place, you can speak to one of our trained advisors in one of our local branches